Does Disability Insurance Cover Pregnancy?

I recently started writing for brightpeak Financial and one of my first topics for them is one I wish I’d been aware of before I got pregnant in 2011.aood3vqkefq-freestocks-orgFor this piece, I got to interview a couple friends who used short-term disability benefits to help replace part of their income while they took unpaid maternity leave after the birth of their children.

As I mention in the piece, half of two-parent households in the U.S. have both parents working full-time, yet the U.S. is the only developed nation that does not mandate ANY paid leave for new parents.

I was fortunate. I’d been with my employer for more than five years so I was able to use six weeks of accumulated PTO for maternity leave and take another two weeks unpaid. But when people haven’t been with their employer very long or don’t have as generous vacation benefits, short-term disability can help bridge the gap.

Head over to the brightpeak Financial blog and check out my post, Does Disability Insurance Cover Pregnancy.

Have you used disability benefits during pregnancy? What are your thoughts?

(Image: freestocks.org via Unsplash)

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