What I’ve written lately

I’ve been busily writing, running my business, volunteering and running my son around town for activities so writing for my own blog has unfortunately fallen by the wayside. But I thought I’d share a few things I’ve written for clients lately.

what ive written lately

Freshbooks

Are you a new small business owner who’s heard about depreciation but aren’t quite sure what it is or how to apply it to your business? Check out Make the Most of Your Business Expenses: What You Need to Know About Depreciation. In the article, I give a quick and dirty guide to what depreciation is, how it’s calculated, and how to claim it in your business. Depreciation is a BIG subject, but I tried to whittle it down to just the basics every small business owner needs to know.

Credit Karma

Cash flow. It’s an issue for many small business owners, even when they have health revenues. Check out Could a Small Loan for Business Help You Manage Cash Flow? I provide tips for managing cash flow and some information on short-term financing options to see your business through the inevitable late-paying clients and lean months.

Accounting Principals

Do you hire employees in your small business? If so, you might be facing the same issue shared by every employer, large or small right now: a tight labor market. While money isn’t the only reason employees come to work for you, salary is still a primary factor in why employees leave or stay. I wrote How to Figure Out and Present a Fair Salary Offer for Accounting Principals to help employers narrow in on a salary offer that falls into the sweet spot between overpaying for talent and losing trust with candidates.

Parker + Lynch

Also on the topic of hiring, I wrote Salary is Every Employer’s Ace in the Hole for Parker + Lynch. In the article, I make a case for why employers should be more transparent with their salary ranges – even including them in job ads – if they want to attract more candidates to apply for roles.

UpsideDoor

If you’re looking for a topic geared more toward personal finance, I recently started writing for UpsideDoor. Check out How Does Equity Impact My Next Home Purchase? to learn how the equity you have in your current home impacts the next house you’ll buy. While you’re there, sign up for their email alerts – some exciting things are coming from this company and I can’t wait to check them out!

Carvana

I spend a lot of time writing about income taxes, accounting, mortgages and personal finance. That’s why I love writing for Carvana. It gives me a chance to think about and research topics off the beaten path (for me). As I look out my window to see the leaves starting to change colors and football flags in my neighbor’s yard, it seems funny to share Nine Tips for Protecting Your Car From Summer Heat. Maybe bookmark that one to read next June!

Those are just a few of the articles I’ve written lately. I’m also in talks with several potential new clients and headed to #FinCon18 in two weeks. Great things are happening! So thank you for reading the content I share!

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Are two incomes better than one?

This weekend I’m going wedding dress shopping with my younger sister. She and her fiance got engaged at the beginning of this summer and are planning an October wedding.

Seeing their flurry of wedding preparations reminded me of a piece I wrote recently for Credit Karma, Are Two Incomes Better Than One for Tax Purposes?

Invest in yourself.Your career is tHe engine of youR wealth. (1)
Photo by Paul García on Unsplash

In it, I cover the changes that occur when you get married and how they impact your taxes. We’re talking filing status, the marriage penalty, ways in which you might actually get a tax break by getting married, and whether it makes sense to file separately from your spouse. (Spoiler alert: it’s rarely advantageous!)

Check it out and let me know in the comments: If you are married, did you have any tax surprises as a result of tying the knot?

Disclaimer: Please note that some of the links on my website are affiliate links and I may earn a commission if you purchase through those links. I use all of the products I link and recommend them because they are companies that I have found to be helpful and trustworthy. Please let me know if you have any questions about any of the products or services I recommend!

How to Ask for a Raise

In my first “real job,” I was hired as a receptionist at an insurance agency. After working at Burger King for two and a half years during high school, I was so excited to get to dress up for work every day and work in an office where I didn’t come home smelling like french fries.

ask for a raise
Photo by Bench Accounting on Unsplash

I took that job so seriously and ended up working for the company for eight years, getting a Property & Casualty insurance agent license, and being promoted from receptionist to file clerk to assistant account manager and account manager. During that time, I was also taking evening classes to earn my bachelor’s degree in accounting.

I don’t remember how much I was earning in the beginning, but I think it was somewhere around $8 per hour – which seemed like good money to me since minimum wage in 1995 was $4.25 per hour. But I took it upon myself to take the courses needed to get my insurance license, paid for them out of pocket, and would come in early, work evenings and weekends just to demonstrate my work ethic and make improvements to systems and processes that had been ignored for decades.

The firm did give me a raise after I’d been working there for a year, but I was disappointed to realize that the raise translated into only about $20 extra per month. At 19, I knew I deserved more. So I set up a meeting with my boss and laid out my argument for why he should pay me more. It worked! I got that raise and learned an important lesson about the importance of being your own advocate in the workplace. My boss was awesome, but even the best bosses sometimes overlook or undervalue the people who keep their head down and don’t speak up for themselves.

So when Accounting Principals asked me to write a piece on How to Ask for a Raise, I relished the opportunity. It’s a topic I studied in depth at the age of 19 and many times since.

Give it a read, then let me know in the comments: Have you ever asked for a raise? How did you make your case and what was the outcome?