Can You Get an FHA Loan After Bankruptcy?

Going through a bankruptcy can wreak havoc on your credit score and remain on your credit report for seven to ten years. But did you know you may be able to qualify for an FHA loan much sooner?

fha loan after bankruptcy

I recently wrote an article for Lending Tree on How to Qualify for an FHA Loan After Bankruptcy. For help in understanding the issues, I spoke to Jeremy Schachter, Branch Manager at Fairway Independent Mortgage in Phoenix, AZ.

Check out the article linked above and let me know: Have you bought a home after bankruptcy? What did you do to qualify? I’d love to get your thoughts!

 

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Should You Refinance Before a Divorce?

Going through a divorce is stressful in any situation, but especially so when you and your soon-to-be-ex own a home together. If one of you hopes to keep the home after the divorce, you may have heard you should refinance before the divorce.

refinance before a divorce
Photo by rawpixel on Unsplash

While there are advantages to refinancing before a divorce, there can be some serious downsides, too.

Recently, Lending Tree tasked me with writing an article on the pros and cons of refinancing before a divorce. For insights, I reached out to James Bogatay, a divorce lawyer with Bogatay Family Law in Pittsburgh, PA.

You can check out the article here.

Have you ever dealt with refinancing a home before or after a divorce? I’d love to hear your take on the experience!

Cash-Out Refi for Debt Consolidation

If you’re struggling to manage credit card bills, car loans, student loans and other debt payments each month, perhaps you’ve considered cashing in on some of the equity in your home to consolidate those debts into one monthly payment with a low interest rate?

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Photo by Blake Wheeler on Unsplash

Before you do, check out this article I wrote for Lending Tree on Cash-Out Refinancing for Debt Consolidation.

In the article, I discuss pros, cons and alternatives. Is a cash-out refi right for you?