What I’ve Written Lately

November and December have kept me busy as always. Here’s a look at a few things I’ve written for clients lately.

freelance writer

Credit Karma

Do you usually itemize deductions on your tax return? Tax reform made some pretty big changes to itemized deductions and nearly doubled the standard deduction available in 2018. Check out this piece I wrote for Credit Karma – you just might find that itemizing isn’t your best bet anymore.

Itemized Deductions: Some Things to Know For Your 2018 Taxes

FreshBooks

Your accountant wants you to make the switch to cloud accounting, but how much time will it really save? I put it to the test by timing how long it takes to do certain tasks like invoice clients, record expenses and follow up on past-due invoices the old way versus with cloud accounting. Even in my little one-person operation, the results were pretty dramatic. How much time could you save?

Manual Tracking vs. Cloud Accounting: How Much Time You Actually Save

Parker + Lynch

Is your company struggling to attract and retain top talent? Unemployment is at an all-time low and it’s a candidate’s job market. If you’re trying to fill a vacant position, don’t expect a stack of resumes from qualified candidates willing to compromise on their compensation requirements. You’ll have to be extra persuasive to win them over. I wrote this piece for Parker + Lynch on how to win the hiring game in a tight labor market.

How to Win Top Talent in a Tight Labor Market

LendingTree

Many people dream of building their own home someday, but few people can afford to pay cash for that kind of project. That’s why construction loans come in handy. But getting a construction loan is quite different from getting approved for a traditional mortgage. In this piece for LendingTree, I cover the types of construction loans available and what you’ll need to know to get approved.

Understanding Construction Loans

That’s just a small sample of the things I’ve written lately. Thanks for checking them out!

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What I’ve Written Lately

As we head into the last few weeks of 2018, I’m busily working with several clients – some new and many long-term. Here’s a look at some of the pieces I’ve had published lately.

writing

LendingTree

I’ve written quite a bit about reverse mortgages for LendingTree this year. A recent one, Is a Reverse Mortgage Foreclosure Possible?, covers the risks homeowners take on when they take out a reverse mortgage. For this piece, I had a chance to talk to M. Reese Everson about her experience dealing with a reverse mortgage after her grandmother passed away.

MagnifyMoney

Do you own investment property? If so, maybe you’ve considered tapping your equity in the property to fund improvements, consolidate debts or even buy another property. In this piece for MagnifyMoney, I cover Can You Get a Home Equity Line of Credit on an Investment Property?

Credit Karma

If you’ve ever considered taking a loan against your 401(k) balance, hopefully you were warned about the potential pitfalls that can occur if you lose or leave your job before repaying the loan. The Tax Cuts & Jobs Act of 2017 gave borrowers a little more time to repay 401(k) loans and avoid having them treated like taxable distributions, but that doesn’t mean they’re risk-free. To learn more, check out this piece I wrote for Credit Karma: Tax Reform Gives Some 401(k) Borrowers More Time to Repay.

Accounting Principals

What’s the one problem every hiring manager WANTS to have? Having too many excellent candidates to choose from! In this article for Accounting Principals, I discuss How to Choose Between Really Good Candidates.

Parker + Lynch

Large or small, no business is immune to a cyber-attack. In this piece for Parker + Lynch, I cover ways financial leaders can lead the effort to address cybersecurity from a strategic and economic perspective. Check out Cybersecurity and Cyber Risk Management: Are You Ready for an Attack?

Those are just a few of the articles I’ve written lately. Thank you for checking them out!

Can You Get an FHA Loan After Bankruptcy?

Going through a bankruptcy can wreak havoc on your credit score and remain on your credit report for seven to ten years. But did you know you may be able to qualify for an FHA loan much sooner?

fha loan after bankruptcy

I recently wrote an article for Lending Tree on How to Qualify for an FHA Loan After Bankruptcy. For help in understanding the issues, I spoke to Jeremy Schachter, Branch Manager at Fairway Independent Mortgage in Phoenix, AZ.

Check out the article linked above and let me know: Have you bought a home after bankruptcy? What did you do to qualify? I’d love to get your thoughts!