Buying a Beach House

I don’t miss much about living in Phoenix – 117 degree summers just aren’t for me – but I do miss being a quick car trip away from San Diego. We rented the same cottage in Ocean Beach every time we went. As we strolled a couple blocks to the beach or ate the best burgers and onion rings at Hodad’s, I would fantasize about buying a tiny little house in Ocean Beach and writing with the sight, smells and sounds of the ocean just outside my window.

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Photo by danny howe on Unsplash

Somehow I wound up moving to the only triple landlocked state in the U.S. instead. Funny how life works.

Writing Buying a Beach House: Things to Consider for Lending Tree got me fantasizing once again about Ocean Beach. But I also realized I’m probably better off sticking to a rental.

Give it a read and tell me: Is buying a beach house on your bucket list?

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Mortgage APR vs. Interest Rate: What’s the Difference?

One of the things I like most about writing about personal finance topics is getting the chance to learn things I didn’t know previously. I’ve bought three homes over the years while I noted that my lenders provided both an interest rate and an APR, I never asked about the difference between those two numbers.

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Photo by Sergey Zolkin on Unsplash

 

Recently, I had the chance to answer that question for Lending Tree. It made me wish I could go back in time and take a closer look when I bought my mortgage!

Check out my article: Mortgage APR vs. Interest Rate: What’s the Difference?

What’s something you wish you knew before you bought a home?

How to Find a Small Business Friendly Bank

As a small business owner, finding a small business-friendly bank was actually one of the more challenging aspects of setting up my business! When I began my search, I quickly discovered that many banks charge hefty fees unless you keep a large balance on your account. Others make small business owners jump through hoops to prove they’re a legitimate business. That’s why I was excited to tackle this assignment from FreshBooks – How to Find a Small Business Friendly Bank.

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Photo by Tim Evans on Unsplash

 

If you’re looking for a bank to handle your small business checking, savings, investing, and financing needs, give it a read.

Let me know in the comments: what’s your #1 concern when searching for a small business bank?