Should You Refinance Before a Divorce?

Going through a divorce is stressful in any situation, but especially so when you and your soon-to-be-ex own a home together. If one of you hopes to keep the home after the divorce, you may have heard you should refinance before the divorce.

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While there are advantages to refinancing before a divorce, there can be some serious downsides, too.

Recently, Lending Tree tasked me with writing an article on the pros and cons of refinancing before a divorce. For insights, I reached out to James Bogatay, a divorce lawyer with Pittsburgh Divorce & Family Law, LLC in Pittsburgh, PA.

You can check out the article here.

Have you ever dealt with refinancing a home before or after a divorce? I’d love to hear your take on the experience!

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Using Cloud Accounting to Identify High-Value Clients

Who are your high-value clients and what are you doing to show them the love?

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FreshBooks recently tasked me with writing an article about using cloud accounting to identify high-value clients in my business. It was a fun piece to write because I’d recently dug into my own data to analyze the ROI of attending FinCon and to negotiate with a client to pay me a fixed fee per project rather than an hourly rate.

If the only report you look at on a regular basis is your Profit & Loss statement, I encourage you to check out the article and take a deeper dive into your numbers. The results can be an eye-opener!

Looking for a small business accounting solution? I’ve used FreshBooks (<– affiliate link) for my freelance writing business from day one. I love how simple it is to invoice clients, track expenses and run reports at tax time.

Disclaimer: Please note that some of the links on my website are affiliate links and I may earn a commission if you purchase through those links. I use all of the products I link and recommend them because they are companies that I have found to be helpful and trustworthy. Please let me know if you have any questions about any of the products or services I recommend!

Cash-Out Refi for Debt Consolidation

If you’re struggling to manage credit card bills, car loans, student loans and other debt payments each month, perhaps you’ve considered cashing in on some of the equity in your home to consolidate those debts into one monthly payment with a low interest rate?

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Photo by Blake Wheeler on Unsplash

Before you do, check out this article I wrote for Lending Tree on Cash-Out Refinancing for Debt Consolidation.

In the article, I discuss pros, cons and alternatives. Is a cash-out refi right for you?